Are you tired of being turned down for credit? Getting stuck with high interest rates? Do you make plenty of money and still can't get a credit card? Are you fed-up with the credit reporting agencies dictating your future? Now is the time to take a step in the right direction and fix your credit yourself. We will show you how to save your money and repair your credit yourself.
Forget all the credit repair company promises. There is nothing a credit repair company can do to fix your credit that you can't do yourself.
The effects of having bad credit can be far reaching. Bad credit listed on your credit report will lower your credit score and that will haunt you for many years. Costing you thousands or even hundreds of thousands of dollars in additional interest on loans. Bad credit complicates the simple things we take for granted like renting an apartment, getting a phone service in your name or landing a decent job.
Considering the costly effects of bad credit, there is no logical reason to put off credit repair.
A credit report documents your history managing debt, along with other information that's relevant to potential lenders. Lenders, landlords and others may consult your report in deciding whether to extend you credit.
Good credit is valuable. A low credit score can cost you hundreds of dollars per month and a good credit score on the other hand could save you and your family thousands of dollars.
With credit scores driving everything from interest rates to insurance premiums to job offers, a good credit score is possibly the biggest boost you can give your financial life.
Good credit score could save you and your family thousands of dollars. Some answers to our Credit repair questions can help you understand how to fix your credit.
The three major credit bureaus - Experian, Equifax and TransUnion are responsible for collecting and maintaining consumer credit reports in the U.S.
You are entitled under federal law to one free credit report per year from each of these three credit reporting agencies. Let's show you how to get your free credit report.
When contacted by a Debt Collector, it's important to understand your right and know the right questions to ask.
Are you a victim of Identity Theft? Do you know you can place a fraud alert or security freeze on your credit report. You can also request that they block or remove fraudulent debts.
Do you know the right questions to ask as you embark on fixing your credit. We have provided answers to some of the common credit repair questions.
BXImpact.com helps you understand what credit is, and why having good credit is so important, especially when you want to buy a home, a car or take out a personal loan. We also show you the path to do-it-yourself credit repair. Obtaining your free credit reports, disputing negative credit entries, dealing with credit bureaus, understanding your legal rights and avoiding getting ripped off.
BXImpact.com will put you through the drill and provided useful information about:
Credit reports and credit scoring
Ways to improve your credit score
Do it yourself credit repair
Sample Letters
How to establish credit when you have no credit
Knowing your legal rights under the Fair Credit Reporting Act
We hope BXImpact.com will help you understand how credit is awarded or denied and what you can do if you have negative entries in your credit report. Your rights and what you can do if you are treated unfairly. Our goal is to help you re-establish and maintain good credit and enable you to get that low interest loan you have always wanted.
